<lora:GirlPOV:.85>, 1woman, solo, no face, no head, headless, (torso only:2), (downward view:2), (view of own lap:2), (selfie:2), (hand holding phone:2), (phone in hand:1.9), (smartphone visible at top of frame:1.8), (arm extended downward holding phone:1.7), one hand holding phone toward body, phone screen facing body, phone camera pointed down at own body, (upright torso:2), (sitting upright:2), (vertical torso angle:1.9), spine straight, navel visible, thighs filling frame, knees visible, calves in water, feet submerged, pool edge, poolside, legs hanging over edge, legs in pool water, water surface, water ripples, blue water, (small perky breasts partially visible:1.5), athletic stomach, flat stomach, toned thighs, fit legs, golden hour lighting, warm sunlight on skin, sun-kissed skin, water reflections on legs, wet skin, glistening legs, real skin texture, natural pores, subsurface scattering, clean image, no watermark, no text, no logo, unbranded, photorealistic, 8k, RAW photo, 35mm f/1.8 lens, masterpiece, best quality